Bank card firms hoped to draw in lots of brand-new cardholders when they presented the cash-back charge card – and the technique worked. As time has taken place, however, even more people have started to realize that the best prospects for money-back charge cards are those that settle their equilibrium at the end of each billing cycle. 소액결제 현금화 This is because cash-back bank cards often tend to have greater APRs than charge cards that do not supply special programs. As a result, you will probably pay more in financing charges yearly than you earn from the program if you do not settle the equilibrium in full at the end of each invoicing cycle.